Religare – Can I take this Health Insurance Policy

       

Religare is one of the leading diversified financial services company in India, Religare health insurance was launched in India in 2012 and within short span of time they were able to make significant progress in health insurance field. They had a best claim settlement ratio in this sector and growing aggressively, they have tie up with all the leading chain of hospitals and local hospitals in the major cities. Along with health insurance they also provide Travel insurance, critical insurance and Accident insurance and with disability benefits.

The major health insurance plans offered by religare are,

Care,

Care Freedom,

Enhance,

Joy

 Care;

Care is for first time insurance takers, they have a very simple process of issuing a policy and it is of the buyer to provide all information clearly and get all the doubts clarified before paying the premium. They have a very general exclusion list and choosing the sum assured is at buyers choice.

Care Freedom;

This policy is for Senior citizens and waiting period for pre existing disease is 2 years, unlike other insurance companies which have 4 years waiting period for covering pre existing diseases. They have a very general exclusion list and choosing the sum assured is at buyers choice.

Enhance;

Enhance is a Top up insurance policy, those who has some basic health insurance coverage can get a better cover by going for this policy. After 4 years of continuing this policy you will be eligible to convert this top up cover to comprehensive coverage policy.

Joy;

This is basically for new born and maternity coverage, there is a waiting period of 4 years for this policy if there is pre existing disease and maximum entry age is 45.

Religare health insurance is one of the best in this sector and they are working hard to stay ahead of the rest. With the above covers they have covered people of all ages and the policy names are also simple to remember without any constraints.