Cigna TTK - Can I take this Health Insurance policy?

                        

Cigna TTK health insurance provider is the joint venture between cigna global health insurers and TTK from India. Cigna is the globally recognized name spread across 30 countries and it is listed as 97 in the fortune 500 companies with revenue standing at 35 billion dollars. TTK has been performing the role of third party medical service providers and have joined with Cigna from USA to become health insurers. Two giants have formed an alliance to provide medical care in India with private rooms in 3500+ hospitals across India.

Plans available in this Insurer;

They provide plans based on the sum insured in the name of Pro Health. Let us see those in detail;

ProHealth Insurance Protect Plan

Insurance upto 4.5 lakhs is provided under this policy, it provides worldwide emergency cover with consultation and pharmacy charges.

ProHealth Insurance Plus Plan

Insurance between 4.5 to 10 lakhs is provided under this policy. 10% discount is provided if it is taken as a family floater. Maternity benefits with new born expenses along with vaccination are taken care.

Pro Health Insurance Preferred Plan

Sum insured under this policy are from 15 to 50 lakhs. Health maintenance benefit are provided each year of upto 15000 and a free check up facility is provided on each policy renewal.

Pro Health Insurance Premier Plan

It provides a humongous coverage of upto 1 crore. Everything from diagnostics, maternity benefit, pharmacy charges, worldwide emergency care are taken care under this policy.

Lifestyle Protection Plans:

Accident care and critical illness are provided under this Lifestyle protection plans,

Lifestyle Protection-Critical Care Plan

For first time diagnosis it is covering upto 15 diseases and 30 critical illnesses are covered under this plan with the option of Base and Enhanced plan. It is providing the option to get the payment as lumpsum or in staggering manner to keep ourself financially secured during those tough times.

Lifestyle Protection-Accident Care Plan

This accident care plan provides coverage for death, disablement, partial disablement, loss of employment and provides education fund and benefits for orphaned child.

    

Benefits of this policy;

It is providing basic facilities on par with other insurance provides with the exception of day care benefits and pharmacy charges based on the plan you have taken. We have seen the need for health insurance here.

You can either take a new policy or go for top up health insurance with this company as they will provide enhanced coverage at lesser price