Religare is one of the leading diversified financial
services company in India, Religare health insurance was launched in India in
2012 and within short span of time they were able to make significant progress in
health insurance field. They had a best claim settlement ratio in this sector
and growing aggressively, they have tie up with all the leading chain of
hospitals and local hospitals in the major cities. Along with health insurance
they also provide Travel insurance, critical insurance and Accident insurance
and with disability benefits.
The major health insurance plans offered by religare are,
Care,
Care Freedom,
Enhance,
Joy
Care;
Care is for first time insurance takers, they have a very
simple process of issuing a policy and it is of the buyer to provide all
information clearly and get all the doubts clarified before paying the premium.
They have a very general exclusion list and choosing the sum assured is at
buyers choice.
Care Freedom;
This policy is for Senior citizens and waiting period for pre
existing disease is 2 years, unlike other insurance companies which have 4
years waiting period for covering pre existing diseases. They have a very
general exclusion list and choosing the sum assured is at buyers choice.
Enhance;
Enhance is a Top up insurance policy, those who has some
basic health insurance coverage can get a better cover by going for this
policy. After 4 years of continuing this policy you will be eligible to convert
this top up cover to comprehensive coverage policy.
Joy;
This is basically for new born and maternity coverage, there
is a waiting period of 4 years for this policy if there is pre existing disease
and maximum entry age is 45.
Religare health insurance is one of the best in this sector
and they are working hard to stay ahead of the rest. With the above covers they
have covered people of all ages and the policy names are also simple to
remember without any constraints.
