Cigna TTK health insurance provider is the joint venture
between cigna global health insurers and TTK from India. Cigna is the globally
recognized name spread across 30 countries and it is listed as 97 in the
fortune 500 companies with revenue standing at 35 billion dollars. TTK has been
performing the role of third party medical service providers and have joined
with Cigna from USA to become health insurers. Two giants have formed an
alliance to provide medical care in India with private rooms in 3500+ hospitals
across India.
Plans available in this Insurer;
They provide plans based on the sum insured in the name of
Pro Health. Let us see those in detail;
ProHealth Insurance Protect Plan
Insurance upto 4.5 lakhs is provided under this policy, it
provides worldwide emergency cover with consultation and pharmacy charges.
ProHealth Insurance Plus Plan
Insurance between 4.5 to 10 lakhs is provided under this
policy. 10% discount is provided if it is taken as a family floater. Maternity
benefits with new born expenses along with vaccination are taken care.
Pro Health Insurance Preferred Plan
Sum insured under this policy are from 15 to 50 lakhs.
Health maintenance benefit are provided each year of upto 15000 and a free
check up facility is provided on each policy renewal.
Pro Health Insurance Premier Plan
It provides a humongous coverage of
upto 1 crore. Everything from diagnostics, maternity benefit, pharmacy charges,
worldwide emergency care are taken care under this policy.
Lifestyle Protection Plans:
Accident care and critical illness are provided under this Lifestyle
protection plans,
Lifestyle Protection-Critical Care Plan
For first time diagnosis it is covering upto 15 diseases and
30 critical illnesses are covered under this plan with the option of Base and
Enhanced plan. It is providing the option to get the payment as lumpsum or in
staggering manner to keep ourself financially secured during those tough times.
Lifestyle Protection-Accident Care Plan
This accident care plan provides coverage for death,
disablement, partial disablement, loss of employment and provides education
fund and benefits for orphaned child.
Benefits of this policy;
It is providing basic facilities on par with other insurance
provides with the exception of day care benefits and pharmacy charges based on
the plan you have taken. We have seen the need for health insurance here.
You can either take a new policy or go for top up health insurance with this company as they will provide enhanced coverage at lesser price
